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AAA Financial Services

SunTrust Bank is proud to team with The AAA Student Lending Program to offer the SunTrust Academic Answer® private student loan to help students fill the gap when federal loans, scholarships, and grants don't cover all of your college expenses. We understand that paying for college can be difficult. That's why we made getting the additional funding you need an easy process.

Click here to learn more about the SunTrust Academic Answer private student loan.

If you are ready to apply, here's how it works

Choose your state and school from the selections (to the right). At that point, you will simply fill out the online application provided by the Academic Answer servicing partner, AES. Be sure to have your contact information, Social Security number, driver's license, and two references not living with you on hand before you begin. Completion takes about 15 minutes.

School certification

If you are credit approved1, a school certification request will be sent to your school. When certifying a loan, the financial aid office will verify you are eligible for the loan amount requested. Your funds will be sent directly to the financial aid office to be applied to your account.

Choose from the fields below to start the application or to view an Application and Solicitation Disclosure (ASD)2

Select your state of permanent residence:

State where school is located:

Name of School:

School term when loan is needed:

If your school is not listed, then unfortunately we are not serving your institution at this time. Please contact your school's financial aid office for further guidance.

Please Note: SunTrust recommends you exhaust all financial aid alternatives including grants, scholarships, and federal loans (Stafford, PLUS and Grad PLUS), prior to applying for private student loans, such as the Academic Answer Loan.
  I have read the above statement.



1Applicant's credit report has been reviewed and meets the minimum credit criteria but the full application approval is pending review of required documentation including certification by the student's school.

2A current ASD may be viewed by completing minimal applicant and school information. Completion of an application is not required in order to view an ASD with current interest rates.

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